Monday Evening Links

[CNBC] Asia markets open mixed; Nikkei down 0.41%, Kospi and ASX trade flat

[Reuters] Wall St. slips as banks, discretionary stocks drag

[Bloomberg] Japan’s Household Spending, Retail Sales Decline in October

[WSJ] ECB’s Mario Draghi Warns of Risks of Prolonged Low Interest Rates

[WSJ] China’s New Tool for Social Control: A Credit Rating for Everything